Payment Policy
Insurance:
We participate in most insurance plans, including Medicare.  If
you are not insured by a plan, payment in full is expected at
each visit.  If you are insured by a plan we do business with,
but don't have an up-to-date insurance card, payment in full
for each visit is required until we can verify your coverage.  
Knowing your insurance benefits is your responsibility.  
Please contact your insurance company with any questions
you have regarding your coverage.

Co-payments and Deductibles:
All co-payments and deductibles must be paid at the time of
service.  This arrangement is part of your contract with your
insurance company.  Failure on our part to collect
co-payments and deductibles from patients can be considered
fraud.  Please help us in upholding the law by paying your
co-payment at each visit.

Non-covered services:
Please be aware that some and perhaps all of the services
you receive may be non-covered or not considered
reasonable or necessary by Medicare or other insurers.  You
must pay for these services in full at the time of your visit.

Proof of Insurance:
All patients must complete a patient information form before
seeing the doctor.  We must also obtain a copy of your driver's
license and current valid insurance card.  If you fail to provide
us with the correct insurance information in a timely manner,
you may be responsible for the balance of the claim.

Claim Submission:
We will submit your claims and assist you in any way we
reasonably can to help get your claims paid.  Your insurance
company may need you to supply certain information directly.  
It is your responsibility to comply with their request.  Please be
aware that the balance of your claim is your responsibility
whether or not your insurance company pays your claim.  
Your insurance benefit is a contract between you and your
insurance company; we are not party to that contract.

Non-payment:
If your account is over 90 days past due, you will receive a
letter stating that you have 20 days to pay your account in full.
Partial payments will not be accepted unless otherwise
arranged.  

Coverage changes:
If your insurance changes, please notify us before your next
visit so we can make the appropriate changes to help you
receive your maximum benefits.  If your insurance company
does not pay your claim in 45 days, the balance will
automatically be billed to you.
Nandra Family Practice
Committed to caring for your family's health in a positive, professional and timely manner